Let William Newcomb handle your appraisal

To many, an appraisal is simply another fee in the long list of items for a home sale or refinance. And even though there are a multiplying number of automated home valuation systems that might appear to be more prudent than an appraisal, almost all lenders still call for a local expert because the stakes are so high. But is getting a mortgage the only reason to get an appraisal? Are there also instances when the services of a licensed, independent real estate professional could be beneficial? Absolutely.

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Dispute your tax assessment in Cape May County

If you live in an area where property values have declined, it's possible you're paying too much in property taxes. An appraisal from William Newcomb is your best evidence when building your case. At William Newcomb,we can assist you in challenging your tax assessment.

William Newcomb can help you eliminate PMI to lower your mortgage payment

When the amount being loaned to the home owner is more than 80% of the actual value of the home, nearly all lenders ask home buyers to purchase an added insurance plan. That policy is Private Mortgage Insurance, or PMI. This additional payment is often lumped into the monthly mortgage payment and is quickly forgotten. PMI is no longer required when the remainder of the loan - whether through market appreciation or principal pay down - decreases below the 80% level, making this very unfavorable. In fact, the United States Congress implemented a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to eliminate the PMI installments when the loan-to-value ratio conditions have been met.

William Newcomb will produce a statement regarding the value of your home, and the cost of the home valuation can often be recovered in little time because you'll no longer be paying the PMI.

An appraisal from William Newcomb will help you settle a divorce with less stress

A divorce is often complicated by the hard decision of who maintains the home, and it can be an especially heartbreaking event for both parties. Regardless of the circumstances, it's prudent to get an appraisal from William Newcomb so both parties are entirely aware of the true market value of their home.

The parties will have a a good idea of what price to set, if they wish to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation.

Settling an estate with peace of mind

The loss of a loved one is a hard time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the residential property involved. We guarantee the highest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Unlike wealthy individuals, most Americans do not have dedicated estate planners or executors to manage these issues. And seeing that a home or other property often makes up an unequal share of the total estate value, understanding the absolute value of the real estate at hand is of significant importance to ensuring disputing parties walk away knowing they've received an honest deal.

Let William Newcomb help you with relocating to or from Cape May County

Moving due to a job change can be a stressful event, and we understand. That being said, we take great care in establishing a convenient appointment time for the appraisal inspection. During our detailed process, we suggest relocating employees to provide remarks on the positive attributes of their property, as well as information about any new sales or listings in their area that they want considered.

Let William Newcomb assist you in selling your home quickly at the right price

A professional appraisal will help you make a better educated decision when determining your selling price, whether you choose to sell your home on your own or use the assistance of a real estate agent. Unlike a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees depend on our efforts to complete the appraisal report and not a percentage of the sales price.

On a daily basis, we analyze the difference in value items like an extra bathroom or a kitchen remodel can make. Seeking a professional appraisal is a trusted way to decide what improvements will add value and what a suitable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long properties are one the market.