Need an appraisal in DENNISVILLE or Cape May County?

Here are the top seven reasons New Jersey homeowners use William Newcomb:

Get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
Challenge a property tax assessment
To lower a monthly mortgage payment by removing PMI
To reinstate their Home Equity Line of Credit (or HELOC)
To review another appraiser's report for verification
If real estate needs to be divided because of a divorce
To determine the true market value of real estate to settle an estate


	Own a home in or near DENNISVILLE, New Jersey and need help determining the price of it? Contact William Newcomb.

We at William Newcomb understand the special needs of a consumer seeking appraisal services. Our customary business clients are used to the appraisal process and the usual reporting formats. But as a consumer, we will give you extra guidance and explanations through the appraisal process to better understand what we do and how we present the results of our analysis.

For Sale by Owner/Pre-Listing Services

It's very hard to be objective about your house because you most likely have an emotional attachment to it. The professional appraisers at William Newcomb will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very valuable as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your house will attract many interested buyers. The appraisal is something tangible to show the buyer. It's an independent third party's opinion of your house's value, and not just how much your house is worth. Interested buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to an accomplished appraiser's value report than yours.

Challenge a property tax assessment

Your local tax assessor may have your home overvalued if you live in an area that's declining or not appreciating as much as other homes close by. That only means you're paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better off you'll be. A professional appraisal from William Newcomb is your number one weapon when contesting your property tax assessment.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. A fashionable way to save money for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your property. In most cases you can apply to your lender to have the PMI removed from your loan. We are veterans in helping folks just like you do away with unneeded and unwanted PMI insurance.

HELOC recently frozen?

Your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area -- even if your specific property has not declined in value. This can be harmful to your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow viewpoint. William Newcomb can help you reinstate your home equity line of credit with a professional appraisal.

We Also Offer Field and Desktop Appraisal Review Services

Do you need a seasoned appraiser to double-check your appraisal for efficiency, or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide you with a retrospective review of any appraisal report you may have had in the past. Although most review work is requested by lenders, homeowners suspecting a prior appraisal wasn't above board are wise to invest in a second opinion.